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Temenos

Knowledge. Experience. Dependability. Bank on us.

Our joint expertise enables banks to build cost-effective, flexible platforms across the entire banking value chain – from front-end to middle office to back-end. As a result, banks can deliver consistent, seamless, personalized experiences – while accelerating time-to-market and reducing the cost of operations. 

Together, ÎÚÑ»´«Ã½ and Temenos help banks become digital-first enterprises.ÌýÌý

Assemble the bank you want

Grow and evolve with the changing market.

    World Payments Report 2025

    Velocity, meet valueLead in the open and instant future of payments

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    World Retail Banking Report 2024

    Intelligent banks do more with less: Take an efficiency leap with frictionless, personalized banking

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    Empowering financial innovation with composable banking

    Unlock business potential with ÎÚÑ»´«Ã½, IBM, and Temenos on IBM Cloud

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      How we can help

      As a Temenos global strategic partner, ÎÚÑ»´«Ã½ offers an end-to-end suite of implementation and integration services across all Temenos products, so that banks can maximize the potential of Temenos’ powerful cloud-enabled and cloud-agnostic technology.  
        
      Our services range from formulating a modernization strategy and roadmap and defining a business scope and constructing a business case, to designing the target operating model. We also implement and integrate Temenos platforms, and provide data migration, upgrades, testing, training, and maintenance services. 
       
      We have hundreds of certified specialists, a dedicated Temenos center of excellence, a ready-to-use knowledge repository, and accelerators that help banks de-risk and accelerate implementations.  
        
      Our unique design-thinking approach helps create powerful user experiences when implementing Temenos. 

      We provide modern design and implementation solutions that optimize customer experience, reduce operating costs, and enhance service quality, while effectively managing risk and regulatory compliance. As a result, banks can reduce TCO, boost efficiency, and stay flexible into the future.

      Core Banking

      Our early-warning system proactively identifies and manages customers with a high predicted risk of becoming delinquent or defaulting, including those who are currently performing or recently became past-due.  The system uses internal and external data and Temenos’ XAI predictive modeling to warn of expected deterioration of a customer’s financial situation.ÌýÌý
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      This helps banks reach out to the customer early in the credit lifecycle. As a result, banks can reduce the risk of delinquency and write -offs.ÌýÌý 

      We help modernize payment processing capabilities for multi-jurisdictional payments networks.

      Our solution enables banks to build real-time processing with active monitoring, effectively comply with ISO20022 based data and standards, reduce time-to-market and change-related costs, and reduce the risk and cost of deployment and operation.

      Industry focus

      Serving financial services

      We bring our combined expertise to enable banks and wealth management firms to become agile, open, and intelligent.

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      Meet our experts

      Carlos Salta

      Head of Banking and Capital Markets Practice
      Carlos comes with extensive experience and skills sets focused around transformation planning and management, solution definition and complex solution delivery disciplines. He has a strong background in digital led core modernization/replacement and has experience in driving transformations that span front end and back-end functions.

      Matt Reece

      Vice President – Core Banking UK/Europe

      Nikhil Rajwade

      Vice President, North America Banking and Capital Markets

        Awards and recognition

          Temenos Global Sales Partner of the Year

          ÎÚÑ»´«Ã½ was presented with the global sales partner award for driving client success, GTM innovation, and strategic growth worldwide

          Temenos Delivery partner of the year 2023

          Recognition for our investment in technology and complex projects delivery with enhanced client impact

          Leader in Everest Group’s Lending IT Services PEAK Matrix®

          ÎÚÑ»´«Ã½ recognized as a Leader in the 2023 Assessment

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